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Software : Microsoft Money (PC) .
Rating: 
- Small business users / self employed / freelancers should AVOID
Money 2005 isn't sophisticated enough to deal with tax returns. For instance, it can't handle split capital allowance pools. Work arounds are possible but they defeat the purpose of having a set of "linked accounts". The program is also confusing to use. It really requires the purchase of a seperate "how to use guide" (I used Microsoft Money for Dummies 2005) to make it manageable.
It has taken me 3 or 4 times longer to complete my accounts this year using Money 2005. Needless to say I will not be using Money 2005 again.
Instead, I recommend Microsoft Accounting 2008 Express which is FREE. Unfortunately, this program also has a learning curve as its based on double entry book keeping. However, as its the standard book keeping method used by accountants, the knowledge can be applied elsewhere, for instance to understand the numbers in newspaper business reports.
Knowledge of double entry book keeping is a marketable skill, unlike knowledge of how to use Money 2005.
Rating:
- Microsoft Money - A great piece of software !!
When I purchased Microsoft Money I wasn't sure what to expect because the product is not being actively developed in the UK.
Having said that I found the product very good value and easy to set-up.
Integration with UK Banks and Building Societies On-Line services was mixed. Nationwide allowed background automatic updates and clearly supported the product the best. Next was HSBC who allow you to manually download the OFX style statements for processing into Money. Still quite an efficient process though. After that Lloyds TSB allow you to download data in the rather more basic QIF format. Most of the other SMALLER Banks and Building societies don't seem to support it - so you will have to enter data manually into the system for those accounts.
Microsoft Moeny would be fantastic if more Banks/Building societies offered full support for the product.
It's still a very good product though and I can personally recommend it.
Rating: - Microsoft Money PC CDRom
Although I have used this software before on various version. I still feel that it lacks something. But apart from this it is a very good software Accounts program and very easy to use. I only hope that in future versions Microsoft will add a page control for the printer so that the client can insert a manual page break instead of a Automatic page break but as this problem was also in Quicken maybe it is not possible to create.
Rating:
- Good at home, or on the move
So it's a bit clunky? It's Microsoft for goodness' sake! These are the advantages I like:-
- I can do my annual tax return (interest, dividends, rentals, etc.) in a day, even with the daft UK financial year. Update report dates, export to Excel, fill in the forms;
- For free you can download a Pocket PC version to your PDA and synchronise in seconds. I am sometimes away from home for a month at a time and when I get home the desktop version can be updated and reconciled in a trice;
- By using the regular payments/receipts section, and "paying and receiving" in advance it takes only seconds to project your cashflow.
I have used Money since 1994 (four floppies if memory serves) - I wouldn't use it to plan my retirement as it seems to think it can, but for basic family finances, it is a solid ally.
Rating:
- Stodgy sloppy software
I bought MM thinking that there would be some intelligent design and well thought out structure, behind a microsoft product, allowing users to tailor it to their needs. The downloads from my accounts almost never balance and I have to manually go through all my statements to correct errant entries. Difficult to open multiple databases without backing up and logging in again. No save or save as functions. No append functions. Difficult to sort or categorise similar items at a stroke. Almost impossible to change, add or rename fields. Always anxious of overwriting previous data given the way MM saves/backs-up. What a terrible piece of software. Any offers on alternate intuitive and well-designed accounting software??
- Small business users / self employed / freelancers should AVOIDMoney 2005 isn't sophisticated enough to deal with tax returns. For instance, it can't handle split capital allowance pools. Work arounds are possible but they defeat the purpose of having a set of "linked accounts". The program is also confusing to use. It really requires the purchase of a seperate "how to use guide" (I used Microsoft Money for Dummies 2005) to make it manageable.
It has taken me 3 or 4 times longer to complete my accounts this year using Money 2005. Needless to say I will not be using Money 2005 again.
Instead, I recommend Microsoft Accounting 2008 Express which is FREE. Unfortunately, this program also has a learning curve as its based on double entry book keeping. However, as its the standard book keeping method used by accountants, the knowledge can be applied elsewhere, for instance to understand the numbers in newspaper business reports.
Knowledge of double entry book keeping is a marketable skill, unlike knowledge of how to use Money 2005.
Rating:
- Microsoft Money - A great piece of software !!When I purchased Microsoft Money I wasn't sure what to expect because the product is not being actively developed in the UK.
Having said that I found the product very good value and easy to set-up.
Integration with UK Banks and Building Societies On-Line services was mixed. Nationwide allowed background automatic updates and clearly supported the product the best. Next was HSBC who allow you to manually download the OFX style statements for processing into Money. Still quite an efficient process though. After that Lloyds TSB allow you to download data in the rather more basic QIF format. Most of the other SMALLER Banks and Building societies don't seem to support it - so you will have to enter data manually into the system for those accounts.
Microsoft Moeny would be fantastic if more Banks/Building societies offered full support for the product.
It's still a very good product though and I can personally recommend it.
Rating:
- Microsoft Money PC CDRomAlthough I have used this software before on various version. I still feel that it lacks something. But apart from this it is a very good software Accounts program and very easy to use. I only hope that in future versions Microsoft will add a page control for the printer so that the client can insert a manual page break instead of a Automatic page break but as this problem was also in Quicken maybe it is not possible to create.
Rating:
- Good at home, or on the moveSo it's a bit clunky? It's Microsoft for goodness' sake! These are the advantages I like:-
- I can do my annual tax return (interest, dividends, rentals, etc.) in a day, even with the daft UK financial year. Update report dates, export to Excel, fill in the forms;
- For free you can download a Pocket PC version to your PDA and synchronise in seconds. I am sometimes away from home for a month at a time and when I get home the desktop version can be updated and reconciled in a trice;
- By using the regular payments/receipts section, and "paying and receiving" in advance it takes only seconds to project your cashflow.
I have used Money since 1994 (four floppies if memory serves) - I wouldn't use it to plan my retirement as it seems to think it can, but for basic family finances, it is a solid ally.
Rating:
- Stodgy sloppy softwareI bought MM thinking that there would be some intelligent design and well thought out structure, behind a microsoft product, allowing users to tailor it to their needs. The downloads from my accounts almost never balance and I have to manually go through all my statements to correct errant entries. Difficult to open multiple databases without backing up and logging in again. No save or save as functions. No append functions. Difficult to sort or categorise similar items at a stroke. Almost impossible to change, add or rename fields. Always anxious of overwriting previous data given the way MM saves/backs-up. What a terrible piece of software. Any offers on alternate intuitive and well-designed accounting software??
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